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About

A Tailored Approach to Home Financing

At One Eleven Mortgage, we believe the best financial decisions begin with the right guidance. Whether you are buying, refinancing, or investing, we deliver custom mortgage strategies backed by personal attention at every step.

Our Story

Guidance Over Transactions

A mortgage should feel like a partnership. One Eleven Mortgage was established to give borrowers a streamlined, relationship-driven experience with clear expectations at every step.

Whether you are purchasing your first property, scaling an investment portfolio, navigating self-employed income, or utilizing an ITIN loan, our multi-state team provides the specialized guidance and broad access you need to achieve your goals.

A happy family at home

Personal Connection

We start with a real conversation, not a quick application. Having the right team in your corner changes everything.

National Reach, Boutique Care

Broad state coverage paired with personal, hands-on guidance wherever we are licensed.

Specialized Lending

From first-time buyers to investors, ITIN borrowers, and self-employed clients, we guide complex situations.

Tailored Solutions

Combining personalized, step-by-step guidance with a broad portfolio of flexible financing options across multiple states.

Leadership & Team

Meet the People Behind One Eleven

Our loan officers bring local expertise and specialized knowledge to every conversation.

Kahren Oxner4.99(176)GoogleZillow

Kahren Oxner

Founder & CEO

NMLS #590552
OR WA CA ID TX CO FL AZ

Kahren founded One Eleven Mortgage to provide clients and realtor partners with unmatched options and a personal, boutique experience. With years of experience across conventional, government, and Non-QM lending, she specializes in complex scenarios — investors, self-employed borrowers, and ITIN financing.

Angela Valdez

Angela Valdez

Operations Manager Mortgage Loan Officer

NMLS #227786
OR WA

With over 16 years of experience, I am dedicated to helping families across Oregon and Washington achieve their homeownership dreams. As a Loan Officer and Branch Operations Manager at One Eleven Mortgage, I combine deep expertise with personalized care to ensure a seamless lending experience.

Keri Vincent

Keri Vincent

Mortgage Loan Officer

NMLS #2682636
WA

As a Loan Originator with One Eleven Mortgage, I am dedicated to providing clear, honest guidance to help my clients feel confident throughout their homebuying journey. I prioritize building lasting relationships and am committed to supporting you from our first conversation through to closing.

Brett Roesch

Brett Roesch

Mortgage Loan Officer

NMLS #1898514
OR WA

Brett Roesch is a dedicated Senior Loan Officer and military veteran committed to helping families achieve the American dream of homeownership. With personal experience using VA benefits, he specializes in guiding servicemembers and local residents through the lending process in Washington and Oregon.

Michael Folger

Michael Folger

Mortgage Loan Officer

NMLS #2377940
OR WA

Michael Folger is a Portland-based mortgage professional dedicated to empowering clients through transparent education and expert guidance. He focuses on simplifying the home financing process to help you make confident, informed financial decisions.

Our Team

Meet the Rest of the One Eleven Team

Beyond our loan officers, the dedicated professionals behind the scenes keep everything running smoothly.

For mortgage professionals

Your next chapter in mortgage lending.

Explore career opportunities and connect with Kahren about your next step.

Learn More About Careers (opens in a new tab)

Let’s Talk

Start With the Right Conversation

Find a One Eleven mortgage professional who understands what you are trying to accomplish.